Kelowna Real Estate Podcast

74: Canada's $2T+ Growing Debt and It's Implications with 360° Wealth Strategies' Mike Sidhu

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EPISODE DESCRIPTION
Episode 74: Matt and Taylor are joined by Mike Sidhu, CFP, CLU, FMA, RCIS, and IBC Practitioner. Mike is a Financial & Tax Planning Strategist and the President of 360° Wealth Strategies & Solutions from British Columbia, who's practice is dedicated to enhancing clients' financial literacy and empowering them towards financial sovereignty, emphasizing critical thinking in wealth management. With nearly three decades in the finance industry, his expertise lies in simplifying complex financial strategies such as succession planning, intergenerational wealth transfers, trusts, and tax-minimization techniques, making them accessible and actionable for his clients. Michael regularly presents on tax and financial planning topics to audiences including accountants, lawyers, and fellow financial professionals. He is also a published author in property rights and political theory, a sought-after guest on podcasts, and a contributor to financial blogs. 
 
Mike is here to discuss:→ His business niche and the benefits of whole life insurance.→ Canada's growing $2 Trillion in debt and the debt clock, why we started taking international money in the 1970s, the consequences of this debt, and the possible solutions.→ The proposed capital gains tax increase, separating it from the federal budget into it's own legislation piece, and if it's possible the capital gains won't actually happen.
 
IBCanada Website: www.ibcanadagroup.com
IBCanada Instagram: @ibcanadagroup
IBCanada YouTube: @ibcanadagroup
Mike Sidhu's Email: mike@360wss.com
MIke Sidhu's LinkedIn: @MichaelSidhu
Mike Sidhu's Facebook: @MikeSidhu
***
 
OUR SPONSOR
The Kelowna Real Estate Podcast is brought to you by Century 21 Assurance Realty, the gold standard in real estate. To learn more, visit: www.c21kelowna.ca
***
 
CONNECT WITH THE SHOW
Kelowna Real Estate Podcast: @kelownarealestate
Kelowna Real Estate Podcast YouTube: @KelownaRealEstatePodcast
Kelowna Real Estate Podcast Instagram: @kelownarealestatepodcast
***
CONNECT WITH MATT
Matt Glen's Website: www.mattglen.ca
Matt Glen's Email: matt.glen@century21.ca
Matt Glen's Instagram: @mattglenrealestate
***
 
CONNECT WITH TAYLOR
Taylor Atkinson's Website: www.venturemortgages.com
Taylor Atkinson's Email: taylor@venturemortgages.com
Taylor Atkinson's Instagram: @VentureMortgages
***

73: Property Management Masterclass - How to Thrive Investing in Rentals with Vantage West's Ezra Cremers

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***
EPISODE DESCRIPTION
Episode 73: Matt and Taylor are joined by Ezra Cremers. Ezra is a Licensed Property Manager & Real Estate Agent at Vantage West Realty Inc. from Kelowna, BC, who manages a portfolio of almost 300 rental properties. As a business owner for over 20 years, and managing a personal investment portfolio since 2007, Ezra gained one of a kind experiences that allow him to look at the big picture for each of his clients. His passionate approach to the specifics followed with thorough execution lets everyone he works with receive a wealth of information and positive experience. Also, as a passion project he is the owner of Kelowna City Football Club affiliated with the Vancouver Whitecaps FC.
 
Ezra is here to discuss:→ How he got into property management, how he successfully manages 300 units worth of tenants and owners, and the value of a property manager and their cost.→ Recent changes to BC tenancy laws and if they're detrimental to the rental market (Clause 13.1: Landlord use of Property), the role of the media in the negative narrative around the rental market, and the best and worst rental units to invest in Kelowna right now.→ The increase in mutual agreements to end tenancy, how to approach raising rent with tenants, and the pros and cons of renting furnished units.→ Founding Kelowna City Football Club and his podcast, "Ezra's House".
 
BONUS Topic: In the intro, Matt and Taylor are joined by former Canadian Women's National Soccer Team player Emily Zurrer to discuss "drone-gate", the controversy surrounding the current Canadian Women's National Soccer Team at the Paris Olympics.
 
Vantage West Website: www.vantagewestrealty.com
Vantage West Instagram: @vantagewestrealty
Ezra Cremer's Linktree: www.linktr.ee/ezracremers
Ezra Cremer's Instagram: @kelownapropertymanager
Kelowna City Football Club Website: www.kelownacityfc.com
Ezra's House Podcast: www.spotify.com/ezrashouse
***
 
OUR SPONSOR
The Kelowna Real Estate Podcast is brought to you by Century 21 Assurance Realty, the gold standard in real estate. To learn more, visit: www.c21kelowna.ca
***
 
CONNECT WITH THE SHOW
Kelowna Real Estate Podcast: @kelownarealestate
Kelowna Real Estate Podcast YouTube: @KelownaRealEstatePodcast
Kelowna Real Estate Podcast Instagram: @kelownarealestatepodcast
***
CONNECT WITH MATT
Matt Glen's Website: www.mattglen.ca
Matt Glen's Email: matt.glen@century21.ca
Matt Glen's Instagram: @mattglenrealestate
***
 
CONNECT WITH TAYLOR
Taylor Atkinson's Website: www.venturemortgages.com
Taylor Atkinson's Email: taylor@venturemortgages.com
Taylor Atkinson's Instagram: @VentureMortgages
***

72: How the Provincial Housing Bills are Impacting the City with Kelowna City Planner Adam Cseke

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▶️ Watch this episode on Youtube
***
EPISODE DESCRIPTION
Episode 72: Matt and Taylor are re-joined by Adam Cseke. Adam is a Senior City Planner for the City of Kelowna from Kelowna, BC, who was previously on the show in episode 15. He is here to update us on the changes going on in the city, how the new provincial housing bills are impacting Kelowna, and how the city feels about these bills.
 
Adam is here to discuss:→ The hardest part of the zoning changes, the parameters of suburban infill, unit projection numbers for the next 5 years, and how they're making it easier to get housing permits.→ The "missing middle" home classification, if there's a pushback on four-plexes in suburban neighbourhoods or a push for more single-family homes, and updates on carriage houses and if you can Strata-fy a basement suite.→ The best opportunity for real estate in Kelowna right now, if there will be another Kelowna housing "boom", and what is happening with the mill site.
 
Adam's 1st Appearance in Episode 15: https://KelownaRealEstate.podbean.com/e/episode-15-kelowna-s-official-community-plan-with-adam-cseke/
 
Adam Cseke's Email: acseke@kelowna.ca 
***
 
OUR SPONSOR
The Kelowna Real Estate Podcast is brought to you by Century 21 Assurance Realty, the gold standard in real estate. To learn more, visit: www.c21kelowna.ca
***
 
CONNECT WITH THE SHOW
Kelowna Real Estate Podcast: @kelownarealestate
Kelowna Real Estate Podcast YouTube: @KelownaRealEstatePodcast
Kelowna Real Estate Podcast Instagram: @kelownarealestatepodcast
***
CONNECT WITH MATT
Matt Glen's Website: www.mattglen.ca
Matt Glen's Email: matt.glen@century21.ca
Matt Glen's Instagram: @mattglenrealestate
***
 
CONNECT WITH TAYLOR
Taylor Atkinson's Website: www.venturemortgages.com
Taylor Atkinson's Email: taylor@venturemortgages.com
Taylor Atkinson's Instagram: @VentureMortgages
***

71: How to Avoid Surprises at Your Lawyer's Office with Acorn Law Corporation's Dani Brito

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***
EPISODE DESCRIPTION
Episode 71: Matt and Taylor are joined by Dani Brito. Dani is a Lawyer at Acorn Law Corporation from Kelowna, BC, who specializes in real estate, wills and estates and business law. Acorn Law Corporation is a small but mighty firm that provides tailored advice and family-friendly service to make sure clients get things taken care of efficiently and reliably.
 
Dani is here to discuss:→ What a perfect real estate transaction looks like, the importance of estate planning, wills, and power of attorney, and knowing the logistics of who you're working with.→ Simplifying setting up title and bare trust, why your lawyer should be reviewing title, and covenants on title & statutory building schemes.→ Breach of contract and suing post-closing, holdbacks on closings, the complication of fires and floods and changes to virtual signing options.
 
Acorn Law Corporation Website: www.acornlaw.ca
Acorn Law Instagram: @acornlawbc
Dani Brito's Email: dani@acornlaw.ca
***
 
OUR SPONSOR
The Kelowna Real Estate Podcast is brought to you by Century 21 Assurance Realty, the gold standard in real estate. To learn more, visit: www.c21kelowna.ca
***
 
CONNECT WITH THE SHOW
Kelowna Real Estate Podcast: @kelownarealestate
Kelowna Real Estate Podcast YouTube: @KelownaRealEstatePodcast
Kelowna Real Estate Podcast Instagram: @kelownarealestatepodcast
***
CONNECT WITH MATT
Matt Glen's Website: www.mattglen.ca
Matt Glen's Email: matt.glen@century21.ca
Matt Glen's Instagram: @mattglenrealestate
***
 
CONNECT WITH TAYLOR
Taylor Atkinson's Website: www.venturemortgages.com
Taylor Atkinson's Email: taylor@venturemortgages.com
Taylor Atkinson's Instagram: @VentureMortgages
***

70: Changing Canadian's Mindset with Money and Defining Success with The Mortgage Pug Alex McFadyen

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***
EPISODE DESCRIPTION
Episode 70: Matt and Taylor are joined by Alex McFadyen. Alex is a Mortgage Broker & the Owner of Flow Mortgage Co. from the Greater Vancouver Area in BC, who recently purchased a house and will be splitting time in Kelowna. One of the top Mortgage Brokers in all of Canada, he was one of the first Mortgage Brokers to successfully utilize social media and YouTube for lead generation. Alex is also the host of "The Flow: Real Estate and Money Show" podcast, with the goal of helping Canadians understand and change their mindset about money.
 
Alex is here to discuss:→ What makes someone a success, finding and changing your "why", and how much you can learn in life just by asking questions. → Balancing social media, YouTube, and podcasting, why he started his new podcast ("The Flow"), and changing the conversation about money with Canadian consumers.→ Where the opportunities are in real estate right now, why you should go for what's hard, and how he's built a team and a the ability to scale.
 
Flow Mortgage Website: www.getflowmortgage.ca
Flow Mortgage Instagram: @flowmortgageco
Flow Mortgage YouTube: @flowmortgageco
Alex McFadyen's Linktree: @themortgagepug
Alex McFadyen's Instagram: @themortgagepug
The Flow: Real Estate and Money Show Podcast: https://podcasters.spotify.com/pod/show/the-flow-show-real-estate
***
 
OUR SPONSOR
The Kelowna Real Estate Podcast is brought to you by Century 21 Assurance Realty, the gold standard in real estate. To learn more, visit: www.c21kelowna.ca
***
 
CONNECT WITH THE SHOW
Kelowna Real Estate Podcast: @kelownarealestate
Kelowna Real Estate Podcast YouTube: @KelownaRealEstatePodcast
Kelowna Real Estate Podcast Instagram: @kelownarealestatepodcast
***
CONNECT WITH MATT
Matt Glen's Website: www.mattglen.ca
Matt Glen's Email: matt.glen@century21.ca
Matt Glen's Instagram: @mattglenrealestate
***
 
CONNECT WITH TAYLOR
Taylor Atkinson's Website: www.venturemortgages.com
Taylor Atkinson's Email: taylor@venturemortgages.com
Taylor Atkinson's Instagram: @VentureMortgages
***

69: 5 Tips to Take Advantage of the Real Estate Market in 2024

Episode 69: Matt and Taylor share 5 tips to take advantage of the real estate market in 2024, the change in thinking you need to have, and where you can find opportunities in this market.
 
Matt and Taylor discuss:→ Having an abundance mindset.→ Owning your primary residence and buying rental properties.→ Finding the right team to work with and where they see opportunities right now in the city of Kelowna.
 
The Kelowna Real Estate Podcast is brought to you by Century 21 Assurance Realty, the gold standard in real estate. To learn more, visit: www.c21kelowna.ca
 
Matt Glen's Website: www.mattglen.ca
Matt Glen's Email: Matt.glen@century21.ca
Matt Glen's Instagram: @mattglenrealestate
 
Taylor Atkinson's Website: www.VentureMortgages.com
Taylor Atkinson's Email: Taylor@VentureMortgages.com
Taylor Atkinson's Instagram: @VentureMortgages

68: Can City Infrastructure Survive the Push for Densification with Kelowna City Councillor Ron Cannan

Episode 68: Matt and Taylor are joined by Ron Cannan. Ron is a City Councillor for the City of Kelowna, BC, who in addition to being involved in municipal and provincial politics, was an elected Member of Parliament (MP) for Kelowna-Lake Country from 2006 to 2015. With decades of experience as a public servant, Ron is highly sought after by government officials for his expertise on operations and public policy development. An entrepreneur with a social conscience, Ron is actively self-employed as business consultant with Cannan Consulting Corporation, and is also an independent broker for Interior Savings Credit Union for their commercial division. He has over 30 years of experience helping small businesses thrive in our local community, especially those in the marketing, tourism and wine industries. 
 
Ron is here to discuss:→ What city council looks like, what is currently taking up most of their time, and the Kelowna OCP, official community plan.→ The provincial densification plan, approvals, infill zoning, land development, and the influx of immigration.→ The changing of expectations when it comes to housing and affordability, living more rural, and the stress on Kelowna services and infrastructure.
 
City of Kelowna Website: www.kelowna.ca
Ron Cannan's Email: rcannan@kelowna.ca
Ron Cannan's Phone Number: 250-864-9537
Ron Cannan's Instagram: @ron_cannan
Ron Cannan's LinkedIn: @RonCannan
 
The Kelowna Real Estate Podcast is brought to you by Century 21 Assurance Realty, the gold standard in real estate. To learn more, visit: www.c21kelowna.ca
 
Matt Glen's Website: www.mattglen.ca
Matt Glen's Email: Matt.glen@century21.ca
Matt Glen's Instagram: @mattglenrealestate
 
Taylor Atkinson's Website: www.VentureMortgages.com
Taylor Atkinson's Email: Taylor@VentureMortgages.com
Taylor Atkinson's Instagram: @VentureMortgages

67: Penticton's $1B Innovation District with Stryke Group's Rocky Sethi

Episode 67: Matt and Taylor are joined by Rocky Sethi. Rocky is the Managing Director of the Stryke Group from Richmond, BC, who has been a real estate development and construction professional for 25 years. As a leader in sustainability, Rocky’s experience in mass timber has led him to be involved in the City of Vancouver’s Mass Timber Committee, Portland Mass Timber Conference (2022) and has been involved in more than 700 residential mass timber homes to date.
 
Rocky is here to discuss:→ The development of the Penticton Innovation District across from the newly renovated Penticton hospital, mixing residential, retail, office space, hotel, senior, and much more.→ What makes Penticton special and investing $1B into a project in the Okanagan.→ The benefits of using mass timber and how BC has all the internal resources to fight the housing crisis.
 
Innovation District Website: www.theinnovationdistrict.ca
Stryke Group Website: www.strykegroup.ca
Stryke Group Instagram: @strykegroup
Stryke Group LinkedIn: @StrykeGroup
 
The Kelowna Real Estate Podcast is brought to you by Century 21 Assurance Realty, the gold standard in real estate. To learn more, visit: www.c21kelowna.ca
 
Matt Glen's Website: www.mattglen.ca
Matt Glen's Email: Matt.glen@century21.ca
Matt Glen's Instagram: @mattglenrealestate
 
Taylor Atkinson's Website: www.VentureMortgages.com
Taylor Atkinson's Email: Taylor@VentureMortgages.com
Taylor Atkinson's Instagram: @VentureMortgages

66: Creating Sustainable "Made in Kelowna" Housing Solutions with Kelowna City Councillor Loyal Wooldridge

Episode 66: Matt and Taylor are joined by Loyal Wooldridge. Loyal is a City Councillor for the City of Kelowna from Kelowna, BC, who is also running in the BC provincial election coming up this fall as an NDP Candidate. As a current member and former of the Regional District of Central Okanagan and Okanagan, during the Grouse Complex Fires in 2023, Loyal played a pivotal role leading all communications and securing vital disaster relief funding. After Founding his own small business, Loyal Hair, in 2006, he was first elected to Kelowna City Council in 2018, combining the principles of community, entrepreneurship, and social responsibility. Loyal is an advocate for inclusive strategies that positively address social challenges such as homelessness, mental health, addictions, and housing. 
 
Loyal is here to discuss:→ Going from an entrepreneur to a politician, the upcoming election, and voting for a person and not the party.→ Needing "made in Kelowna" solutions that are specific for our unique market, local government friction with STR, short-term rental, complaints, and the struggle to get housing built with political, development, and supply issues.→ Federal funding for housing projects in the city and the BC Accelerator fund, the impact of climate change and immigration, and what challenges are ahead for Kelowna and BC in the next 10 years.
 
Loyal Wooldridge's Website: www.loyalkelowna.com
Loyal Wooldridge's Instagram: @loyalkelowna
Loyal Wooldridge's Facebook: @LoyalKelowna
Loyal Wooldridge's Twitter: @loyalkelowna
Loyal Wooldridge's LinkedIn: @LoyalWooldridge
 
The Kelowna Real Estate Podcast is brought to you by Century 21 Assurance Realty, the gold standard in real estate. To learn more, visit: www.c21kelowna.ca
 
Matt Glen's Website: www.mattglen.ca
Matt Glen's Email: Matt.glen@century21.ca
Matt Glen's Instagram: @mattglenrealestate
 
Taylor Atkinson's Website: www.VentureMortgages.com
Taylor Atkinson's Email: Taylor@VentureMortgages.com
Taylor Atkinson's Instagram: @VentureMortgages

65: Understanding the Complexities of the Current Canadian Economy with Beaton Rettich Waters' Scott Beaton

Episode 65: Matt and Taylor are joined by Scott Beaton, CPA, CFA. Scott is a Partner at Beaton Rettich Waters from Kelowna, BC, an advisory firm that specializes in helping organizations tackle transformative change. His team supports growth initiatives, software implementations and process improvements - all based in an understanding of human behaviour in complex systems. Scott connects economic and market factors with operational realities and financial implications to keep projects focused on where the value is.
 
Scott is here to discuss:→ How his firm helps other businesses grow, the psychology of rate cuts on consumers, and how "bubbles" are created in an industry and then burst.→ Canadian inflation and interest rates, the link between the US Fed and the Canadian dollar, and why there's a lack of investment in business and real estate.→ The capital gains tax increase and the cost of public funds, what influences productivity rates, and the impact immigration has on housing.
 
BONUS Topic: In the intro, Matt and Taylor discuss Bill 14, which are proposed changes to the tenancy laws in BC.
 
Beaton Rettich Waters Website: www.beatonrettich.com
Beaton Rettich Waters LinkedIn: @BeatonRettichWaters
Scott Beaton's LinkedIn: @ScottBeaton
 
The Kelowna Real Estate Podcast is brought to you by Century 21 Assurance Realty, the gold standard in real estate. To learn more, visit: www.c21kelowna.ca
 
Matt Glen's Website: www.mattglen.ca
Matt Glen's Email: Matt.glen@century21.ca
Matt Glen's Instagram: @mattglenrealestate
 
Taylor Atkinson's Website: www.VentureMortgages.com
Taylor Atkinson's Email: Taylor@VentureMortgages.com
Taylor Atkinson's Instagram: @VentureMortgages