Kelowna Real Estate Podcast

106: The Realities of Real Estate Development Financing in 2025 with Lakepoint Capital's Caroline Coudreau

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EPISODE DESCRIPTION
Episode 106: Matt and Taylor are joined by Caroline Coudreau. Caroline is a CPA and Corporate Debt Advisor at Lakepoint Capital from Kelowna, BC, who relocated from Vancouver 2 years ago. Caroline joined Lakepoint Capital just over a year ago, bringing with her more than a decade of experience in commercial lending and financial analysis from her earlier career at Canada's largest Credit Union.
 
Founded in March of 2023, Lakepoint Capital specializes in Corporate Debt Advisory and Commercial Real Estate Financing, acting as a trusted intermediary between clients and a wide network of Canadian banks, credit unions, and non-bank lenders. The firm provides tailored financing solutions to successful business owners, real estate developers, and commercial property investors.
 
Caroline is here to discuss:→ The steps to take before getting project financing, what lenders like to see when getting quotes from builders, and the lowest profit margins for a lender.→ Why developers like phased projects, pre-sales impact on financing, and land financing and it's increasing costs.→ Problems holding up development right now, current difficulties in making projects pencil, and if housing costs will continue to rise.
 
Lakepoint Capital Website: www.lakepointcapital.ca
Lakpoint Capital Instagram: @lakepointcapital
Caroline Coudreau's LinkedIn: @CarolineCoudreau
***
 
OUR SPONSOR
The Kelowna Real Estate Podcast is brought to you by Century 21 Assurance Realty, the gold standard in real estate. To learn more, visit: www.c21kelowna.ca
***
 
CONNECT WITH THE SHOW
Kelowna Real Estate Podcast: @kelownarealestate
Kelowna Real Estate Podcast YouTube: @KelownaRealEstatePodcast
Kelowna Real Estate Podcast Instagram: @kelownarealestatepodcast
***
CONNECT WITH MATT
Matt Glen's Website: www.mattglen.ca
Matt Glen's Email: matt.glen@century21.ca
Matt Glen's Instagram: @mattglenrealestate
***
 
CONNECT WITH TAYLOR
Taylor Atkinson's Website: www.venturemortgages.com
Taylor Atkinson's Email: taylor@venturemortgages.com
Taylor Atkinson's Instagram: @VentureMortgages
***

105: Everything You Need to Know About Working with a Realtor in BC with Century 21's Dean Desrosiers

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***
EPISODE DESCRIPTION
Episode 105: Matt and Taylor are re-joined by Dean Desrosiers. Dean is an Owner/Partner, Associate Broker, and Coach at Century 21 Assurance Realty Ltd. from Kelowna, BC, which has been ranked one of the top 5 Century 21 franchises in all of Canada since 2019.
 
Dean entered real estate in 2008 and since joining Century21, he has achieved Centurion® status each year. In 2018, Dean became a certified real estate coach and was elected to the Okanagan Mainline Real Estate Board (OMREB) of directors. He coaches licensed agents and conducts training seminars regularly for Realtors and real estate investors, helping agents achieve their goals and live a great life. 
 
Dean is here to discuss:→ How real estate is different in BC compared to other provinces, the 2018 regulation change on dual agency for Realtors, the importance of consumer informed consent & disclosure forms (DORTS).→ What makes Realtor.ca unique for Canadians, if virtual tours will ever replace in-person showings, and what you need to be aware when attending an open house.→ The truth about agent commissions, the benefits of working with a Realtor on pre-sale developments, and if consumers should call listing agents themselves.
 
Dean's 1st Appearance in Episode 28: https://www.kelownarealestatepodcast.com/28-dean-desrosiers/
Dean's 2nd Appearance in Episode 79: https://www.kelownarealestatepodcast.com/79-dean-desrosier/
 
Century 21 Assurance Realty Ltd Website: www.c21kelowna.ca
Dean Desrosiers' Email: dean.desrosiers@century21.ca
Dean Desrosiers' Instagram: @deanfromkelowna
Dean Desrosiers' LinkedIn: @DeanDesrosiers
***
 
OUR SPONSOR
The Kelowna Real Estate Podcast is brought to you by Century 21 Assurance Realty, the gold standard in real estate. To learn more, visit: www.c21kelowna.ca
***
 
CONNECT WITH THE SHOW
Kelowna Real Estate Podcast: @kelownarealestate
Kelowna Real Estate Podcast YouTube: @KelownaRealEstatePodcast
Kelowna Real Estate Podcast Instagram: @kelownarealestatepodcast
***
CONNECT WITH MATT
Matt Glen's Website: www.mattglen.ca
Matt Glen's Email: matt.glen@century21.ca
Matt Glen's Instagram: @mattglenrealestate
***
 
CONNECT WITH TAYLOR
Taylor Atkinson's Website: www.venturemortgages.com
Taylor Atkinson's Email: taylor@venturemortgages.com
Taylor Atkinson's Instagram: @VentureMortgages
***

104: Empowering Communities by Revolutionizing Middle Housing Development with mddl's Alkarim Devani

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***
EPISODE DESCRIPTION
Episode 104: Matt and Taylor are joined by Alkarim Devani. Alkarim is the CEO & Co-Founder of mddl from Calgary, Alberta, who's also the Co-Founder of the development company RNDSQR. Alkarim’s work has gained a multitude of media attention and frequently been the recipient of The Canadian Architecture Awards, MUDA Awards, American Architecture Prize, and the BILD Awards, as well as being a frequent guest lecturer at The University of California, Berkeley, and The University of Calgary. In addition, Alkarim regularly contributes his time to numerous volunteer organizations as well as a number of industry-led boards and communities including D.Talks and Calgary Housing Company.
 
mddl (pronounced “middle”) is an expert in middle housing, types that fall between single-family homes and apartment buildings, including townhouses, duplexes, and triplexes. As a CMHC Level Up Stage 5 Housing Supply Challenge Finalist, their mission, alongside strategic partners, is to build capacity from top to bottom, and to strategically partner with municipalities, industry experts, and citizens in reducing barriers and delivering middle housing to cities across Canada.
 
Alkarim is here to discuss:→ His journey in real estate and founding RNDSQR, what led to the founding of mddl, and working with governments to support the development of affordable housing.→ Why mddl started in Kelowna, what has been working so far in Calgary & Edmonton, and mddl's innovative resources & education programs to empower homeowners, including a GIS tool demo.→ Dealing with community concerns of infill housing and increasing community engagement, why development needs homeowners to succeed, and what's needed to make a culture shift in boomers when it comes to housing.
 
mddl Website: www.mddl.co
mddl Instagram: @mddl.co
mddl LinkedIn: @mddlco
Alkarim Devani's LinkedIn: @AlkarimDevani
***
 
OUR SPONSOR
The Kelowna Real Estate Podcast is brought to you by Century 21 Assurance Realty, the gold standard in real estate. To learn more, visit: www.c21kelowna.ca
***
 
CONNECT WITH THE SHOW
Kelowna Real Estate Podcast: @kelownarealestate
Kelowna Real Estate Podcast YouTube: @KelownaRealEstatePodcast
Kelowna Real Estate Podcast Instagram: @kelownarealestatepodcast
***
CONNECT WITH MATT
Matt Glen's Website: www.mattglen.ca
Matt Glen's Email: matt.glen@century21.ca
Matt Glen's Instagram: @mattglenrealestate
***
 
CONNECT WITH TAYLOR
Taylor Atkinson's Website: www.venturemortgages.com
Taylor Atkinson's Email: taylor@venturemortgages.com
Taylor Atkinson's Instagram: @VentureMortgages
***

103: The Housing Market's Not Crashing, The Industry Is with Urban Development Institute's Anne McMullin

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***
EPISODE DESCRIPTION
Episode 103: Matt and Taylor are joined by Anne McMullin. Anne is the President & CEO at the Urban Development Institute (UDI), a non-profit, non-partisan association of the development industry and its related professions, who has long advocated for transformational change. Her career has spanned over 35 years as a business leader, communications executive, and journalist. As an active voice and known thought-leader, the industry has seen the most significant change in housing policy in more than a generation through Anne's leadership.
 
With over 850 corporate members, the Urban Development Institute represents thousands of individuals involved in all facets of land development and planning, including: developers, property managers, financial lenders, lawyers, engineers, planners, architects, appraisers, real estate professionals, First Nations, local governments and government agencies.
 
Anne is here to discuss:→ What the UDI does, how developers are struggling right now, and the decreased development's impact on affordability.→ The crash of the housing industry, not the market, and if it can all turn around, current government policies affecting affordability, how government policy isn't always practical, and one policy change Anne would make right now.→ Upcoming changes to DCC fees, if BC needs to have property transfer tax, the flaws in the new "no GST for first-time buyers" policy, and how the foreign-buyers ban is actually hurting the housing market.
 
Urban Development Institute Website: www.udi.org
Urban Development Institute LinkedIn: @UrbanDevelopmentInstitute
Anne McMullin's LinkedIn: @AnneMcMullin
***
 
OUR SPONSOR
The Kelowna Real Estate Podcast is brought to you by Century 21 Assurance Realty, the gold standard in real estate. To learn more, visit: www.c21kelowna.ca
***
 
CONNECT WITH THE SHOW
Kelowna Real Estate Podcast: @kelownarealestate
Kelowna Real Estate Podcast YouTube: @KelownaRealEstatePodcast
Kelowna Real Estate Podcast Instagram: @kelownarealestatepodcast
***
CONNECT WITH MATT
Matt Glen's Website: www.mattglen.ca
Matt Glen's Email: matt.glen@century21.ca
Matt Glen's Instagram: @mattglenrealestate
***
 
CONNECT WITH TAYLOR
Taylor Atkinson's Website: www.venturemortgages.com
Taylor Atkinson's Email: taylor@venturemortgages.com
Taylor Atkinson's Instagram: @VentureMortgages
***

102: How Embracing AI Can Transform Your Business & Daily Life with Csek Creative's Rob Cupello

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***
EPISODE DESCRIPTION
Episode 102: Matt and Taylor are joined by Rob Cupello. Rob is the Chief Strategy Officer at Csek Creative, a marketing agency that has been helping businesses tell their stories for 25 years. Rob ran his own marketing agency for 15 years before merging with NowMedia Group/Csek Creative in 2017, bringing his extensive experience in strategic marketing to every project, including website builds, advertising campaigns, and brand developments. Csek Creative helps clients navigate the complexities of today’s digital landscape by integrating innovative tools, like automation and AI, with proven marketing principles, ensuring that every dollar spent delivers maximum ROI.
 
Born and raised in Kamloops and currently based out of both Kamloops and Kelowna, Rob’s local knowledge and love of the region is an asset to the thousands of businesses and organizations he has worked with.
 
Rob is here to discuss:→ What AI is, how AI is regulated, and the current limitations involving AI.→ How you can start to learn how to use AI, practical uses of AI today, and how you can prepare for the future of society with AI.→ How you can create an AI agent or AI assistant, AI uses in real estate, AI's possible impact on the medical and education systems, and AI in podcasting and social media.
 
Rob Cupello's LinkedIn: @RobCupello
Csek Creative Website: www.csekcreative.com
Csek Creative Instagram: @csekcreative
Csek Creative LinkedIn: @CsekCreative
Csek Creative YouTube: @CsekCreative
***
 
OUR SPONSOR
The Kelowna Real Estate Podcast is brought to you by Century 21 Assurance Realty, the gold standard in real estate. To learn more, visit: www.c21kelowna.ca
***
 
CONNECT WITH THE SHOW
Kelowna Real Estate Podcast: @kelownarealestate
Kelowna Real Estate Podcast YouTube: @KelownaRealEstatePodcast
Kelowna Real Estate Podcast Instagram: @kelownarealestatepodcast
***
CONNECT WITH MATT
Matt Glen's Website: www.mattglen.ca
Matt Glen's Email: matt.glen@century21.ca
Matt Glen's Instagram: @mattglenrealestate
***
 
CONNECT WITH TAYLOR
Taylor Atkinson's Website: www.venturemortgages.com
Taylor Atkinson's Email: taylor@venturemortgages.com
Taylor Atkinson's Instagram: @VentureMortgages
***

101: Bringing Eminence at Knox Mountain's Resort-Style Living to Kelowna with Meridian Development's Colleen Wilson

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***
EPISODE DESCRIPTION
Episode 101: Matt and Taylor are joined by Colleen Wilson. Colleen is the Co-Founder, Owner, President, & CEO of Meridian Development from Saskatoon, Saskatchewan. A real estate development corporate brand and winner of several Heritage Awards. Meridian primarily develops and constructs residential projects from luxury condominiums and hotels to massive innovative university student housing projects, including the beautiful Eminence at Knox Mountain in Kelowna. Behind the scenes, Colleen is also the Director of Meridian’s Legal Affairs and Design Director, with her passion for design and well known sense of style, which is visible in every Meridian project. 
 
Simultaneous with her work with Meridian, Colleen also remains in her role as the VP of Legal Affairs & Design Director for Landmark Projects for The Mid-West Group. A multi-award winning organization largely known for constructing, developing, and/or financing commercial and residential real estate projects throughout Western Canada and the United States. 
 
An efficient multitasker, Colleen was awarded with the Queen Elizabeth II Platinum Medal for her outstanding service to her province and country. She was inducted into the JA Saskatchewan Business Hall of Fame in 2018, and has served as chair of both the Saskatchewan Liquor and Gaming Commission and the Saskatchewan Horse Racing Commission, and as Governor of the National Theatre School in Montreal. She has guest lectured at the U of S College of Law, was a member of the U of S WCVM Advisory Board, and is also the Founder of the highly successful charitable festival, "Pets in the Park", raising money for homeless companion animals. 
 
Colleen has a big profile in media, and is still widely known as a Global television personality, having produced and been the host of her own television show for 25 years. After having been a member of numerous national/international panels, Colleen was selected by BMO as the keynote speaker for their national initiative, "Celebrating Women", which recognizes highly accomplished women and provides them with a platform to inspire others.
 
Colleen is here to discuss:→ The vision of the Eminence project, who would thrive living at Eminence, and the availability of phase 1 (completed) and phase 2 (pre-sale) units. → The reality for developers working in BC, and how the cost to build in BC compares to other states and provinces.→ The challenges of condo development & sales including pre-sales, vacancy tax, & the foreign buyers ban, and the impact of the current Canada/US relations on building.
 
1st Episode About Eminence at Knox Mountain (#45): https://KelownaRealEstate.podbean.com/e/45-karl-miller-scott-brown/
 
Eminence at Knox Mountain Website: www.eminenceliving.ca
Eminence at Knox Mountain Instagram: @eminence_living
Eminence at Knox Mountain Facebook: @EminenceAtKnoxMountain
 
Meridian Development Corp Website: www.meridiandevelopment.ca
Meridian Development Corp Instagram: @meridiandevelopment
Meridian Development Corp Facebook: @MeridianDevelopment
Meridian Development Corp LinkedIn: @MeridianDevelopmentCorp
***
 
OUR SPONSOR
The Kelowna Real Estate Podcast is brought to you by Century 21 Assurance Realty, the gold standard in real estate. To learn more, visit: www.c21kelowna.ca
***
 
CONNECT WITH THE SHOW
Kelowna Real Estate Podcast: @kelownarealestate
Kelowna Real Estate Podcast YouTube: @KelownaRealEstatePodcast
Kelowna Real Estate Podcast Instagram: @kelownarealestatepodcast
***
CONNECT WITH MATT
Matt Glen's Website: www.mattglen.ca
Matt Glen's Email: matt.glen@century21.ca
Matt Glen's Instagram: @mattglenrealestate
***
 
CONNECT WITH TAYLOR
Taylor Atkinson's Website: www.venturemortgages.com
Taylor Atkinson's Email: taylor@venturemortgages.com
Taylor Atkinson's Instagram: @VentureMortgages
***

100: Celebrating the Century Mark PLUS 5 Essential Steps When Buying & Selling a Home

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***
EPISODE DESCRIPTION
Episode 100: Matt and Taylor hit the century mark in podcasting by publishing their 100th episode of the Kelowna Real Estate Podcast! A huge thank-you goes out to their spectacular families, all of the amazing guests who've been so gracious with their time and knowledge, and of course, every listener who's tuned in. They wouldn't be here without all of your support. Here's to the next 100! 🥂
 
Matt & Taylor discuss:→ What the next 100 episodes could look like for the podcast.→ Where the market could be going, the swing to renting as opposed to owning, and the potential impacts of no GST for first-time homebuyers on the market.→ The 5 steps when buying & selling a home including: preparing to sell & finding an agent, getting a pre-approval, buying the home, having an accepted offer, and gaining possession.
 
View the "5 Steps When Buying & Selling a Home" breakdown here.
***
 
FOR INFORMATION ABOUT PODCASTING
If you'd like more information on working with Nikki for your podcast, visit: www.concretepadproductions.com
***
 
OUR SPONSOR
The Kelowna Real Estate Podcast is brought to you by Century 21 Assurance Realty, the gold standard in real estate. To learn more, visit: www.c21kelowna.ca
***
 
CONNECT WITH THE SHOW
Kelowna Real Estate Podcast: @kelownarealestate
Kelowna Real Estate Podcast YouTube: @KelownaRealEstatePodcast
Kelowna Real Estate Podcast Instagram: @kelownarealestatepodcast
***
CONNECT WITH MATT
Matt Glen's Website: www.mattglen.ca
Matt Glen's Email: matt.glen@century21.ca
Matt Glen's Instagram: @mattglenrealestate
***
 
CONNECT WITH TAYLOR
Taylor Atkinson's Website: www.venturemortgages.com
Taylor Atkinson's Email: taylor@venturemortgages.com
Taylor Atkinson's Instagram: @VentureMortgages
***

99: What the Next Year Holds for Kelowna Real Estate & Infrastructure with City of Kelowna's Ryan Smith

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***
EPISODE DESCRIPTION
Episode 99: Matt and Taylor are joined by Ryan Smith. Ryan is the Divisional Director of Planning and Development Services for the City of Kelowna from Kelowna, BC, one of the busiest planning and development teams in Canada. Ryan has worked for the city of Kelowna for more than 20 years, and won numerous awards for leadership, volunteerism, and his commitment to helping others.
 
Ryan's 1st Appearance in Episode 39: https://www.kelownarealestatepodcast.com/39-ryan-smith/
 
Ryan is here to discuss:→ Updates to the STR, short-term rental, regulations, the future of short-term rentals in Kelowna, and the potential impact of new federal government housing policies on the city.→ Understanding DCC fees, where they go, and if they will change, building applications not keeping up for housing demand in Kelowna, the difficulty of getting projects to pencil and constant building code changes creating development roadblocks.→ The arrival of infill housing in the Kelowna suburbs, Kelowna's power-grid infrastructure problem, and the realities of running a website chatbot.
 
City of Kelowna Website: www.kelowna.ca
Ryan Smith's LinkedIn: @RyanSmith
***
 
OUR SPONSOR
The Kelowna Real Estate Podcast is brought to you by Century 21 Assurance Realty, the gold standard in real estate. To learn more, visit: www.c21kelowna.ca
***
 
CONNECT WITH THE SHOW
Kelowna Real Estate Podcast: @kelownarealestate
Kelowna Real Estate Podcast YouTube: @KelownaRealEstatePodcast
Kelowna Real Estate Podcast Instagram: @kelownarealestatepodcast
***
CONNECT WITH MATT
Matt Glen's Website: www.mattglen.ca
Matt Glen's Email: matt.glen@century21.ca
Matt Glen's Instagram: @mattglenrealestate
***
 
CONNECT WITH TAYLOR
Taylor Atkinson's Website: www.venturemortgages.com
Taylor Atkinson's Email: taylor@venturemortgages.com
Taylor Atkinson's Instagram: @VentureMortgages
***

98: Adapting to Market Challenges & Diversifying for Success with H&H Custom Homes' Jeff Houghton

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***
EPISODE DESCRIPTION
Episode 98: Matt and Taylor are joined by Jeff Houghton. Jeff is the Co-Founder of H&H Custom Homes & Okanagan Infill, from Kelowna, BC. Jeff has his Bachelor of Commerce (Hons) and his Real Estate Trading Services License, so he is well-versed in all things business and real estate related. Since 2008, the award-winning H&H Custom Homes has designed and built over 100 luxury homes throughout the Okanagan Valley. In 2019, they decided to expanded into the multifamily division, and Okanagan Infill was born under the H&H banner. Jeff's goal is to grow even more throughout the Okanagan by continuing to provide high quality homes and top-notch service.
 
Jeff is here to discuss:→ The importance of his accounting background in his businesses and the evolution of his role, the types of projects taken on by H&H Homes & Okanagan Infill, and finding success by diversifying projects and market adaptability.→ The realities of building at Big White, the cost & timeline when subdividing property, and how tariffs are impacting the housing development & homeowners.→ The biggest mistake when building, where to put smart money in real estate right now, and embracing failure for success.
 
H&H Custom Homes Website: www.handhhomes.ca
H&H Custom Homes Instagram: @handhcustomhomes
Okanagan Infill Website: www.okanaganinfill.ca
Okanagan Infill Instagram: @okanaganinfill 
***
 
OUR SPONSOR
The Kelowna Real Estate Podcast is brought to you by Century 21 Assurance Realty, the gold standard in real estate. To learn more, visit: www.c21kelowna.ca
***
 
CONNECT WITH THE SHOW
Kelowna Real Estate Podcast: @kelownarealestate
Kelowna Real Estate Podcast YouTube: @KelownaRealEstatePodcast
Kelowna Real Estate Podcast Instagram: @kelownarealestatepodcast
***
CONNECT WITH MATT
Matt Glen's Website: www.mattglen.ca
Matt Glen's Email: matt.glen@century21.ca
Matt Glen's Instagram: @mattglenrealestate
***
 
CONNECT WITH TAYLOR
Taylor Atkinson's Website: www.venturemortgages.com
Taylor Atkinson's Email: taylor@venturemortgages.com
Taylor Atkinson's Instagram: @VentureMortgages
***

97: Breaking Down the 2024 Goodman Report and What It Means for 2025 with Goodman Commercial's Mark Goodman

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***
EPISODE DESCRIPTION
Episode 97: Matt and Taylor are joined by Mark Goodman. Mark is the Principal Broker at Goodman Commercial Inc. from Vancouver, BC, who also hosts the "Goodman Report Podcast", and is one of the most influential real estate leaders in the province. With over $4 billion in sales of apartment buildings, investment properties, and development sites across more than 600 transactions, Mark has built a distinguished career and is one of Canada’s leading commercial real estate brokers.
 
Goodman Commercial Inc. was started by David Goodman, Mark's father, who sold his first property in 1972. For over 50 years, the powerhouse Goodman name has been synonymous with expertise on multi-family apartment sales and development sites, and today is one of Metro Vancouver’s top commercial real-estate firms. With over $7 billion in team sales volume and over 2000 transactions, Mark's forward-thinking strategies have kept his firm ahead of the industry curve, continually leveraging new methods and technologies to broaden reach while maintaining a personal touch.
 
In addition to his brokerage expertise, Mark also co-authors and publishes The Goodman Report, Metro Vancouver's number 1 multi-family investment resource. Across Canada, thousands of owners, investors, real-estate analysts, and media sources rely on the Goodman Report for insights and market data on the rental apartment building and development site scene. This publication has helped cement Mark's reputation as an authority on apartment building sales in British Columbia and throughout Canada.
 
Mark is here to discuss:→ The start & evolution of the Goodman Report, breaking down the 2024 Goodman Report, and the impact of capital gains and affordable housing on the year.→ Trends for 2025 including the mindset on the market, cap rates and prices per unit, and how the provincial initiative "rental protection fund" will negatively affect the market.→ The potential introduction of a Canadian 1031 exchange capital gains-deferral program, why we're in a perfect storm for huge multi-family losses, and why expense ratios are a flawed system.
 
Goodman Report Website: www.goodmanreport.com
Goodman Report Instagram: @goodmanreport
Goodman Report YouTube: @goodmanreport
"Goodman Report Podcast": @GoodmanReport
Goodman Commercial LinkedIn: @GoodmanCommercialInc.
Mark Goodman's LinkedIn: @MarkGoodman
***
 
OUR SPONSOR
The Kelowna Real Estate Podcast is brought to you by Century 21 Assurance Realty, the gold standard in real estate. To learn more, visit: www.c21kelowna.ca
***
 
CONNECT WITH THE SHOW
Kelowna Real Estate Podcast: @kelownarealestate
Kelowna Real Estate Podcast YouTube: @KelownaRealEstatePodcast
Kelowna Real Estate Podcast Instagram: @kelownarealestatepodcast
***
CONNECT WITH MATT
Matt Glen's Website: www.mattglen.ca
Matt Glen's Email: matt.glen@century21.ca
Matt Glen's Instagram: @mattglenrealestate
***
 
CONNECT WITH TAYLOR
Taylor Atkinson's Website: www.venturemortgages.com
Taylor Atkinson's Email: taylor@venturemortgages.com
Taylor Atkinson's Instagram: @VentureMortgages
***