Kelowna Real Estate Podcast

84: The Truth Canadian Real Estate Data is Telling with rennie Intelligence's Ryan Berlin & Ryan Wyse

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EPISODE DESCRIPTION
Episode 84: Matt and Taylor are joined by Ryan Berlin and Ryan Wyse. Berlin, the Head Economist & VP of Intelligence, and Wyse, the Market Intelligence Manager & Lead Analyst, lead rennie's Market Intelligence division in Vancouver, BC, a team that cuts through the noise using cutting-edge data and analysis to deliver clear, actionable insights.
 
Ryan Berlin has spent the past 20 years helping some of British Columbia’s most successful organizations—across real estate, retail, and finance—navigate their toughest questions. He’s also collaborated with local, regional, and provincial governments across Canada, and with crown corporations, tackling challenges that are often big, and always nuanced. Ryan is a member of the Canadian Association of Business Economists, the Association of Professional Economists of BC, and Lambda Alpha International. He firmly believes that economists are people, too.
 
Ryan Wyse has more than a decade of experience in real estate, market analysis, and data analytics, and is a sought-after expert in the industry. In addition to participating in regular speaking engagements, he is the co-host of the rennie real estate podcast, a monthly show that provides valuable economic insights for real estate professionals, buyers, and sellers. Ryan holds a Bachelor of Commerce (B.Com.) from the UBC Sauder School of Business with a specialization in real estate.
 
Berlin and Wyse are here to discuss:→ The uniqueness of rennie and it's Intelligence division, where their data comes from, and if other brokerages should adapt in-house data→ What the data tells us about 2024 and projections for the 2025 market, the outlook for the recreational market & STRs, and if there will be market stability post-provincial election.→ The unprecedented impact of the new immigration policy and a first ever population decrease in Canada, the historical under-building of residential real estate, the supply of residential asset classes in BC and why we need more purpose build rentals, and balancing appreciation with affordability.
 
rennie Intelligence Website: www.rennie.com/intelligence
rennie Intelligence Twitter: @rennieintel
rennie Instagram: @rennie.group
rennie LinkedIn: @renniegroup
rennie TikTok: @rennie.group
Ryan Berlin's LinkedIn: @RyanBerlin
Ryan Wyse LinkedIn: @RyanWyse
***
 
OUR SPONSOR
The Kelowna Real Estate Podcast is brought to you by Century 21 Assurance Realty, the gold standard in real estate. To learn more, visit: www.c21kelowna.ca
***
 
CONNECT WITH THE SHOW
Kelowna Real Estate Podcast: @kelownarealestate
Kelowna Real Estate Podcast YouTube: @KelownaRealEstatePodcast
Kelowna Real Estate Podcast Instagram: @kelownarealestatepodcast
***
CONNECT WITH MATT
Matt Glen's Website: www.mattglen.ca
Matt Glen's Email: matt.glen@century21.ca
Matt Glen's Instagram: @mattglenrealestate
***
 
CONNECT WITH TAYLOR
Taylor Atkinson's Website: www.venturemortgages.com
Taylor Atkinson's Email: taylor@venturemortgages.com
Taylor Atkinson's Instagram: @VentureMortgages
***

83: How to Protect Your Family's Financial Future with Matte & Associates' Chris Matte

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***
EPISODE DESCRIPTION
Episode 82: Matt and Taylor are joined by Chris Matte, BBA. Chris is an Associate Advisor at Matte & Associates Financial Solutions from Kelowna, BC, a family owned and operated boutique wealth management firm that manage over $300M in assets for 2,500 clients. Growing up in the family business, Chris learned the industry from the ground up under the mentorship of his father and firm founder, Maurice Matte, accumulating almost 10 years of professional experience by the age 27. 
 
Chris also gives back to the community by volunteering and fundraising for Freedom’s Door Kelowna, a non-profit addiction recovery program for men. Freedom's Door Kelowna is dedicated to helping men find hope, healing, and wholeness in a safe and secure environment. Their program is provided within their housing facilities where men are provided help and support to transition back to the community and everyday life.
 
Chris is here to discuss:→ His family business and how he got into finance, the biggest financial mistakes people make, and how much kids actually cost.→ Optimizing an FHSA & TFSA and down-payment saving strategies, planning for retirement, and the common problem retirees face with limited cashflow and high home equity.→ Term vs whole life insurance, the cons of tying your life insurance to your mortgage, and why critical illness insurance is an absolute must-have.
 
Matte & Associates Financial Solutions Website: www.matteandassociates.com
Chris Matte's Email: chris@matteandassociates.com
Chris Matte's Instagram: @kelownafinance
Freedom's Door Website: www.freedomsdoorkelowna.com
***
 
OUR SPONSOR
The Kelowna Real Estate Podcast is brought to you by Century 21 Assurance Realty, the gold standard in real estate. To learn more, visit: www.c21kelowna.ca
***
 
CONNECT WITH THE SHOW
Kelowna Real Estate Podcast: @kelownarealestate
Kelowna Real Estate Podcast YouTube: @KelownaRealEstatePodcast
Kelowna Real Estate Podcast Instagram: @kelownarealestatepodcast
***
CONNECT WITH MATT
Matt Glen's Website: www.mattglen.ca
Matt Glen's Email: matt.glen@century21.ca
Matt Glen's Instagram: @mattglenrealestate
***
 
CONNECT WITH TAYLOR
Taylor Atkinson's Website: www.venturemortgages.com
Taylor Atkinson's Email: taylor@venturemortgages.com
Taylor Atkinson's Instagram: @VentureMortgages
***

82: Will Canada Ever Catch Up on Housing with GWL Realty Advisors' Wendy Waters

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***
EPISODE DESCRIPTION
Episode 82: Matt and Taylor are joined by Wendy Waters. Wendy is the Vice President, Research Services & Strategy at GWL Realty Advisors from Vancouver, BC, who has over 20 years of experience in real estate research. At GWLRA, she leads Research Services & Strategy team, which provides strategic analysis on office, industrial, retail and multi-residential portfolio strategy across Canada, focusing on the economic, demographic and social drivers of real estate performance as well as capital flow and market trends that shape returns.
 
Wendy is also on the management committee for the Urban Land Institute (ULI), Co-Chairs RealPac’s Research Committee, and sits on the Board of Directors of the Urban Development Institute of British Columbia (UDI). Wendy regularly publishes research on LinkedIn, the GWLRA website, and takes part on panels across Canada.
 
Wendy is here to discuss:→ Different real estate asset classes and locations for investing in Canada, pension fund real estate investing strategies, if foreign investors are still investing in Canada.→ Immigration and population growth impacting the market and Covid distortion of students, student rentals as an asset class, and why we should be making more purpose built rentals.→ If rent control works or if it actually harms the market, if the STR regulations have impacted rent the way the government intended, and if Canada will ever catch up on building housing.
 
GWL Realty Advisors Website: www.gwlrealtyadvisors.com/research
GWL Realty Advisors Instagram: @gwlra
Wendy Waters's LinkedIn: @WendyWaters
***
 
OUR SPONSOR
The Kelowna Real Estate Podcast is brought to you by Century 21 Assurance Realty, the gold standard in real estate. To learn more, visit: www.c21kelowna.ca
***
 
CONNECT WITH THE SHOW
Kelowna Real Estate Podcast: @kelownarealestate
Kelowna Real Estate Podcast YouTube: @KelownaRealEstatePodcast
Kelowna Real Estate Podcast Instagram: @kelownarealestatepodcast
***
CONNECT WITH MATT
Matt Glen's Website: www.mattglen.ca
Matt Glen's Email: matt.glen@century21.ca
Matt Glen's Instagram: @mattglenrealestate
***
 
CONNECT WITH TAYLOR
Taylor Atkinson's Website: www.venturemortgages.com
Taylor Atkinson's Email: taylor@venturemortgages.com
Taylor Atkinson's Instagram: @VentureMortgages
***

81: How to Protect Yourself From Home Insurance Horror Stories with ARG Contracting's Adam Galbraith

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***
EPISODE DESCRIPTION
Episode 81: Matt and Taylor are joined by Adam Galbraith. Adam is the Founder and President of ARG Group from Kelowna, BC, a full-service, locally owned and operated construction company providing General Contracting and Construction Management services, specializing in residential and commercial renovations. Adam has over 20 years of experience in the field of construction and construction safety management, and prides himself on providing exceptional customer service to ARG clients built on trust and transparency.
 
Adam is here to discuss:→ The road to ARG and it's progress into development, how Adam quotes different projects, and when you should call a Contractor.→ The unique Kelowna housing ecosystem, rebuilding West Kelowna after the fires, why everyone needs to double check their house insurance, and the challenges that come with getting permits from municipalities.→ If more prefab homes could help the housing crisis, the mid-size home housing gap, the cost of a build vs. a renovation, the most expensive part of house construction, and the pros of energy efficient homes and adding legal suites.
 
ARG Homes Website: www.arghomes.ca
ARG Contracting Instagram: @arg_contracting
Adam Galbraith LinkedIn: @AdamGaibraith
***
 
OUR SPONSOR
The Kelowna Real Estate Podcast is brought to you by Century 21 Assurance Realty, the gold standard in real estate. To learn more, visit: www.c21kelowna.ca
***
 
CONNECT WITH THE SHOW
Kelowna Real Estate Podcast: @kelownarealestate
Kelowna Real Estate Podcast YouTube: @KelownaRealEstatePodcast
Kelowna Real Estate Podcast Instagram: @kelownarealestatepodcast
***
CONNECT WITH MATT
Matt Glen's Website: www.mattglen.ca
Matt Glen's Email: matt.glen@century21.ca
Matt Glen's Instagram: @mattglenrealestate
***
 
CONNECT WITH TAYLOR
Taylor Atkinson's Website: www.venturemortgages.com
Taylor Atkinson's Email: taylor@venturemortgages.com
Taylor Atkinson's Instagram: @VentureMortgages
***

80: The Power of the Independent Candidate in the 2024 BC Election with Ashley Ramsay, MLA Candidate for Kelowna-Mission

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***
 
EPISODE DESCRIPTION
Episode 80: Matt and Taylor are joined by Ashley Ramsay. Ashley, from Kelowna, BC, is running as a MLA candidate in the Kelowna-Mission riding as an Unaffiliated Independent in the upcoming 2024 BC provincial election. As a Founder of Yeti Farm Creative, which has created hundreds of jobs right here in Kelowna, Ashley's strong background in entrepreneurship and tech has made her a leading voice in the region for years. Ashley wants to shift into a new era of politics with real humans in government, who are interested in serving their communities, not themselves.
 
Ashley is here to discuss:→ Her background in entrepreneurship and animation, why she's decided to run in this election, the importance of engaging and using your voice as a citizen, and how she's looking to serve her riding of Kelowna-Mission should she win.→ The lack of stability with the current provincial government, where the parties are polling right now, how candidates in other ridings affect Kelowna, and how Kelowna could benefit from having an Unaffiliated MLA in government.→ How we can get Kelowna out of it's current "vibecession", how we can get more housing built, and the STR (short-term rental) impact on tourism and rentals in Kelowna.
 
Ashley Ramsay's Website: www.ashramsay.com
Ashley Ramsay's Instagram: @ashleyrramsay
Ashley Ramsay's LinkedIn: @AshleyRamsay
***
 
OUR SPONSOR
The Kelowna Real Estate Podcast is brought to you by Century 21 Assurance Realty, the gold standard in real estate. To learn more, visit: www.c21kelowna.ca
***
 
CONNECT WITH THE SHOW
Kelowna Real Estate Podcast: @kelownarealestate
Kelowna Real Estate Podcast YouTube: @KelownaRealEstatePodcast
Kelowna Real Estate Podcast Instagram: @kelownarealestatepodcast
***
 
CONNECT WITH MATT
Matt Glen's Website: www.mattglen.ca
Matt Glen's Email: matt.glen@century21.ca
Matt Glen's Instagram: @mattglenrealestate
***
 
CONNECT WITH TAYLOR
Taylor Atkinson's Website: www.venturemortgages.com
Taylor Atkinson's Email: taylor@venturemortgages.com
Taylor Atkinson's Instagram: @VentureMortgages
***

79: Using Data to Micro-Analyze the Market and Create Opportunities with Century 21's Dean Desrosiers

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***
EPISODE DESCRIPTION
Episode 79: Matt and Taylor are re-joined by Dean Desrosiers. Dean is an Owner/Partner, Broker, and Coach at Century 21 Assurance Realty Ltd. from Kelowna, BC, which has been ranked one of the top 5 Century 21 franchises in all of Canada since 2019. Dean entered real estate in 2008 and since joining Century21, he has achieved Centurion® status each year. In 2018, Dean became a certified real estate coach and was elected to the Okanagan Mainline Real Estate Board (OMREB) of directors. He coaches licensed agents and conducts training seminars regularly for Realtors and real estate investors, helping agents achieve their goals and live a great life. 
 
Dean is here to discuss:→ The expansion of Century 21 Assurance Realty, their local office model, and how having a known brand behind you can help an Agent.→ What absorption rates are and where they're trending, timing the market, the disconnect between government and what buyers want, and what needs to change in Kelowna's infrastructure.→ Why you should think twice about building your own home, how much value a pool adds, the worst property for a first time home buyer, and where the market opportunities are right now.
 
Dean's 1st Appearance in Episode 28: https://KelownaRealEstate.podbean.com/e/episode-28-dean-desrosiers/
 
Century 21 Assurance Realty Ltd Website: www.c21kelowna.ca
Dean Desrosiers' Email: dean.desrosiers@century21.ca
Dean Desrosiers' Instagram: @deanfromkelowna
Dean Desrosiers' LinkedIn: @DeanDesrosiers
***
 
OUR SPONSOR
The Kelowna Real Estate Podcast is brought to you by Century 21 Assurance Realty, the gold standard in real estate. To learn more, visit: www.c21kelowna.ca
***
 
CONNECT WITH THE SHOW
Kelowna Real Estate Podcast: @kelownarealestate
Kelowna Real Estate Podcast YouTube: @KelownaRealEstatePodcast
Kelowna Real Estate Podcast Instagram: @kelownarealestatepodcast
***
CONNECT WITH MATT
Matt Glen's Website: www.mattglen.ca
Matt Glen's Email: matt.glen@century21.ca
Matt Glen's Instagram: @mattglenrealestate
***
 
CONNECT WITH TAYLOR
Taylor Atkinson's Website: www.venturemortgages.com
Taylor Atkinson's Email: taylor@venturemortgages.com
Taylor Atkinson's Instagram: @VentureMortgages
***

78: What Happened to the BC United Party - Could Independent MLA Candidates Hold the Balance of Power in BC? Featuring Stephen Johnston, MLA Candidate for West Kelowna-Peachland

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***
 
EPISODE DESCRIPTION
Episode 78: Matt and Taylor are re-joined by Stephen Johnston. Steve is from West Kelowna, BC, and over the past 6 years has served as both a West Kelowna City Councillor and a Director with the RDCO, where he topped the polls in the last two elections while working full-time in construction. Formerly of the BC United Party and now as an Independent MLA, Steve can represent the community without party constraints, ensuring true accountability in government. This is a unique opportunity to restore balance in the legislature and move beyond the divisive party politics that have harmed the province and its communities over the past decade.
 
Steve is here to discuss:→ What happened with the BC United Party, the split vote narrative, how the Conservative Party gained so much ground, if these decisions were necessary, and what will happen to BC United moving forward.→ The uniqueness of this years provincial election, what makes this years independent candidates different, navigating elections BC, and how the funding works in this situation.→ What Steve stands for, voting for person over party, and how both Kelowna and West Kelowna could benefit from having an Unaffiliated MLA in government.
 
Steve's 1st Appearance in Episode 32: https://kelownarealestate.podbean.com/e/32-steve-johnston
 
Stephen Johnston's Website: www.stephen-johnston.com
Stephen Johnston's Email: votestephenjohnston@gmail.com
Stephen Johnston's Instagram: @sjwestk
Stephen Johnston's Facebook: @CouncillorStephenJohnston
Stephen Johnston's LinkedIn: @StephenJohnston
***
 
OUR SPONSOR
The Kelowna Real Estate Podcast is brought to you by Century 21 Assurance Realty, the gold standard in real estate. To learn more, visit: www.c21kelowna.ca
***
 
CONNECT WITH THE SHOW
Kelowna Real Estate Podcast: @kelownarealestate
Kelowna Real Estate Podcast YouTube: @KelownaRealEstatePodcast
Kelowna Real Estate Podcast Instagram: @kelownarealestatepodcast
***
 
CONNECT WITH MATT
Matt Glen's Website: www.mattglen.ca
Matt Glen's Email: matt.glen@century21.ca
Matt Glen's Instagram: @mattglenrealestate
***
 
CONNECT WITH TAYLOR
Taylor Atkinson's Website: www.venturemortgages.com
Taylor Atkinson's Email: taylor@venturemortgages.com
Taylor Atkinson's Instagram: @VentureMortgages
***

77: How You Can Invest in Real Estate with Only $1 with addy's Stephen Jagger

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***
EPISODE DESCRIPTION
Episode 77: Matt and Taylor are joined by Stephen Jagger. Stephen is a Co-Founder of addy from Vancouver, BC, who's also a serial entrepreneur, author, and speaker. Since 2000, Stephen has had multiple of his real estate industry companies acquired, including Combustion Hosting and Ubertor Realtor Software. addy is Canada's largest real estate investment platform, through crowdfunding properties and letting anyone invest. addy's goal is to eradicate barriers to property ownership for everyone.
 
Stephen is here to discuss:→ How addy was founded and what it is, navigating the ups and downs of starting a business, what the addy team looks like, and the future plans for addy.→ How investors keep track of their investments with addy, if investments are locked in or liquid, how taxes work on the platform, GP & LP structures, how many properties are on addy, and if there have been any project defaults.→ How developers get on addy, public vs private issuance, how much can expect to be raised on addy, investment opportunities in missing middles and infill housing, and democratizing purpose built rentals.
 
addy Invest Website: www.addyinvest.ca
addy Invest Instagram: @addyinvest
addy Invest YouTube: @addyinvest
addy Invest LinkedIn: @addy
Stephen Jagger's LinkedIn: @StephenJagger
Listen to The addy Podcast here.
***
 
OUR SPONSOR
The Kelowna Real Estate Podcast is brought to you by Century 21 Assurance Realty, the gold standard in real estate. To learn more, visit: www.c21kelowna.ca
***
 
CONNECT WITH THE SHOW
Kelowna Real Estate Podcast: @kelownarealestate
Kelowna Real Estate Podcast YouTube: @KelownaRealEstatePodcast
Kelowna Real Estate Podcast Instagram: @kelownarealestatepodcast
***
CONNECT WITH MATT
Matt Glen's Website: www.mattglen.ca
Matt Glen's Email: matt.glen@century21.ca
Matt Glen's Instagram: @mattglenrealestate
***
 
CONNECT WITH TAYLOR
Taylor Atkinson's Website: www.venturemortgages.com
Taylor Atkinson's Email: taylor@venturemortgages.com
Taylor Atkinson's Instagram: @VentureMortgages
***

76: Back to School - How to Thrive in the Current Real Estate Market with Royal Lepage Kelowna's Wade Webb

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***
EPISODE DESCRIPTION
Episode 76: Matt and Taylor are joined by Wade Webb. Wade is the Broker/Owner at Royal Lepage Kelowna from Kelowna, BC, who's been in the real estate industry for over 30 years. In 2004, Wade founded AgentsBoost.com, which offers a complementary blend of professional and personal coaching for real estate professionals to fuel their success. Wade is also the author of "The Lazy Realtor", which goes into great detail on all the main components required to start, grow, and maintain a recession proof real estate empire.
 
Wade is here to discuss:→ Why he loves the current market, how to become a top producer, how to work with better clients, and why we need to get back to the fundamentals: the relationships & human behaviour business.→ The current Kelowna stand-off between buyers and sellers, why the Kelowna market won't "correct", when the best time is to buy real estate, and what real estate to invest in right now.→ The importance of finding the right brokerage, what we can learn from Wade in the '90s, and why most Agents suck and their job.
 
Agents Boost Website: www.agentsboost.com
Agents Boost YouTube: @agentsboost
Wade Webb's LinkedIn: @WadeWebb
Wade Webb's Instagram: @wade.webb
Royal Lepage Kelowna Website: www.royallepagekelowna.com
Buy The Lazy Realtor here.
***
 
OUR SPONSOR
The Kelowna Real Estate Podcast is brought to you by Century 21 Assurance Realty, the gold standard in real estate. To learn more, visit: www.c21kelowna.ca
***
 
CONNECT WITH THE SHOW
Kelowna Real Estate Podcast: @kelownarealestate
Kelowna Real Estate Podcast YouTube: @KelownaRealEstatePodcast
Kelowna Real Estate Podcast Instagram: @kelownarealestatepodcast
***
CONNECT WITH MATT
Matt Glen's Website: www.mattglen.ca
Matt Glen's Email: matt.glen@century21.ca
Matt Glen's Instagram: @mattglenrealestate
***
 
CONNECT WITH TAYLOR
Taylor Atkinson's Website: www.venturemortgages.com
Taylor Atkinson's Email: taylor@venturemortgages.com
Taylor Atkinson's Instagram: @VentureMortgages
***

75: Penticton's Sokana Project & a Development's Reliance on Pre-Sales with Fifth Avenue Real Estate Marketing's Jamie Squires

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***
EPISODE DESCRIPTION
Episode 75: Matt and Taylor are joined by Jamie Squires. Jamie is the President and Managing Broker at Fifth Avenue Real Estate Marketing from Surrey, BC, who's a new home development specialist with over 20 years experience. Her expertise lies in helping shape communities through thoughtful design decisions, including unit mixes, building placement, and floor plan layouts. Fifth Avenue Real Estate Marketing's portfolio boasts over $10 billion in sales, accumulating over 200+ local and national awards spanning the past four decades.
 
Jamie is here to discuss:→ Penticton's Sokana project, the pre-sale process for a customer including deposit structure and current incentives, and other projects they're working on right now.→ The importance of reading your disclosure statements, outside dates for completion and how they can be extended, and how developers now need 75-80% of a project pre-sold before banks will release funding.→ The STR (short-term rental) legislation impact on Penticton and a STR loophole, fractional home ownership  and the BC RTA (residential tenancy act), and how pre-sales have been affected by the anti-flipping tax.
 
Fifth Avenue Real Estate Website: www.fifthave.ca
Fifth Avenue Real Estate Instagram: @fifthavenuerem
Fifth Avenue Real Estate Linktree: @fifthaverem
Sokana Website: www.liveatsokana.com
Jamie Squires' Instagram: @jamiefifthave
Jamie Squires' LinkedIn: @JamieSquires
***
 
OUR SPONSOR
The Kelowna Real Estate Podcast is brought to you by Century 21 Assurance Realty, the gold standard in real estate. To learn more, visit: www.c21kelowna.ca
***
 
CONNECT WITH THE SHOW
Kelowna Real Estate Podcast: @kelownarealestate
Kelowna Real Estate Podcast YouTube: @KelownaRealEstatePodcast
Kelowna Real Estate Podcast Instagram: @kelownarealestatepodcast
***
CONNECT WITH MATT
Matt Glen's Website: www.mattglen.ca
Matt Glen's Email: matt.glen@century21.ca
Matt Glen's Instagram: @mattglenrealestate
***
 
CONNECT WITH TAYLOR
Taylor Atkinson's Website: www.venturemortgages.com
Taylor Atkinson's Email: taylor@venturemortgages.com
Taylor Atkinson's Instagram: @VentureMortgages
***